LIFE, CRITICAL ILLNESS, AND DISABILITY INSURANCE

Andrew Kool and our team specialize in providing personalized life, disability, and critical illness insurance solutions tailored to your needs. We're here to help you protect your future and provide financial security for you and your loved ones.

What We Offer?

Our approach to providing life, disability, and critical illness insurance services begins with thoroughly understanding your unique financial situation and personal circumstances. 

Through personalized consultations, we assess your insurance needs, considering factors such as your income, expenses, debts, family size, and long-term financial goals. Based on this analysis, we offer tailored insurance recommendations to provide comprehensive coverage. We aim to build a long-term relationship based on trust, integrity, and excellent service, ensuring that your insurance needs are met now and in the future.

Life Insurance

We offer different types of life insurance to suit your needs and budget. Term life covers you for a set time, whole life gives lifelong protection with cash value, and universal life allows flexibility in payments and coverage, with the chance for cash value growth.

Disability Insurance

Our disability insurance helps protect your income and financial stability if you become disabled. We offer flexible coverage and personalized guidance to safeguard you and your loved ones if unexpected events prevent you from working.

Our critical illness insurance gives thorough protection if you're diagnosed with a severe illness. We have different coverage options to suit you, including lump-sum payouts for conditions like cancer, heart attack, stroke, and organ failure. Our policies may also cover partial payments for less severe conditions, return of premiums, and children's coverage.

Critical Illness Insurance

How Life, Critical Illness, and Disability Insurance Can Help You

Personalized Solutions

We cater to your unique needs, offering you and your loved ones peace of mind and financial security.

Comprehensive Coverage

We provide thorough coverage tailored to your financial situation, ensuring protection in diverse scenarios.

Trusted Guidance

We aim to build a long-term relationship based on trust, integrity, and excellent service, ensuring your insurance needs are met now and in the future.

TRUSTED BY

Contact Us to Learn More About Life, Critical Illness, and Disability Insurance

Schedule a free consultation to discover how Life, Critical Illness, and Disability Insurance can protect what matters most to you.

What Our Clients Are Saying

  • "Stephen Roos and his Team have been our trusted financial partners since 2007. More recently we have been in the most capable hands of Ashley Cyr. She is extremely professional, knowledgeable and provides us with well thought out recommendations and helpful guidance. But no team is complete without outstanding support - thank you Erika! We would not hesitate for a moment to recommend this team."

    -Marilyn

  • “Working with the entire Stephen Roos Team has always been an absolute pleasure. I have been a client for several years, and the service has been consistently superior. I deal primarily with Ashley Cyr, and she truly excels at what she does. The financial knowledge and guidance is also always delivered in the most professional and friendly way possible. Would certainly recommend this entire team.”

    -C.K.